Credit Utilisation & Simple Score Factors
This lesson is part of the course
In this lesson
You calculate utilisation per card and overall, score it from a band table, combine weighted factors into a toy score and chart which card is maxed out.
Buy the course once for $9.99 to unlock every lesson and lab, the final exam and the certificate – lifetime access, no subscription.
Lessons in this course
- APR, Daily Periodic Rate & Average Daily Balance Locked
- Grace Period Logic: Pay in Full or Pay Interest Locked
- Minimum Payment Schedules & Months to Payoff Locked
- Avalanche vs Snowball: Payoff Order, Rollover & Total Interest Locked
- Balance Transfer Offers: Fee vs Interest Saved Locked
- BNPL Instalments & Late Fees: The Effective Cost Locked
- Personal Loan vs Credit Card: PMT, Fees & Total Cost Locked
- Credit Utilisation & Simple Score Factors Locked