Yield Gap & Interest Rate Setting: Build the Required Rate
This lesson is part of the course
In this lesson
You build the interest rate Lumen needs from its costs, compare it with the portfolio yield it actually earns, measure the yield gap and show the build-up in a waterfall chart.
Buy the course once for $9.99 to unlock every lesson and lab, the final exam and the certificate – lifetime access, no subscription.
Lessons in this course
- Flat vs Declining-Balance Interest: Same Rate, Different Cost Locked
- APR & Effective Interest Rate with Fees and Compulsory Savings Locked
- Weekly vs Monthly Repayment Schedules with Due Dates Locked
- Group Lending: On-Time and Cumulative Repayment Rates Locked
- Portfolio at Risk: PAR30, PAR90 and the Ageing Table Locked
- Write-Offs and Loan Loss Provisioning by Ageing Bucket Locked
- Operational Self-Sufficiency, Cost per Borrower & Productivity Locked
- Yield Gap & Interest Rate Setting: Build the Required Rate Locked